Yoshia Hence, ChFC®

Financial Advisor

210-481-2100 ext 205

yoshia.hence@ceterainvestors.com

Contact

Office: 210-481-2100 x205

Mobile: 210-964-8420

8000 IH-10 West

Suite 600

San Antonio, TX 78230

yoshia.hence@ceterainvestors.com

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Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance Products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC, CA insurance license # 0A96522), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity.

Registered Branch: 8000 IH-10 West, Suite 600 San Antonio, TX 78230. (210) 964-8420.

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Important Disclosures and Form CRS | Business Continuity

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.